This 4yr home, embarks on multiple exquisite features that will save you hundreds of dollars if not thousands annually. Firstly, its Solar panel system which results in monthly savings on electricity bills. Giving home owners more money to spend elsewhere. An average electric bill totaling but limited to $38 a month or less! * The SOLAR will be paid off by the sellers at closing so no Assuming Payments, just potential savings of hundreds a month for the buyers! This lovely 4/2, 2020 built home is so conveniently located, in desirable Holly Estates with FAST, easy access to 429 to Orlando, Apopka, Winter Garden, Tampa and I-4, close to shopping, medical and the quaint, Downtown Mount Dora. As you enter Holly Estates, you see the community features which include a Pool with Cabana, Playground & Picnic area, all with a view of Lake Fanny! Secondly, this spacious home . 17 Acre lot size, has both front and rear porch/patio covered for outdoor entertainment. The well laid out floor plan offers a large pantry, several closets, and the 2-car garage for lots of storage. There are Ceramic Tile floors in the main living and wet areas, Granite counter tops in the Kitchen and both Bathrooms, SS appliances, Fans, Blinds, and Interior laundry Room. Lastly, this home is equipped with a state of the art water softener system that supplies the entire house. This system saves you money on cleaning supplies, efficiency of water heater, skin care and household appliances. All of this should make this the one you must see & consider on your FL home hunt!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$397,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,167 | $2,111 | $2,723 |
Total Monthly Payment | $2,666 | $2,610 | $3,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.