4263 Bellaire DRIVE, Hernando Beach, FL, 34607 | $499,900

Under contract-accepting backup offers. Discover the potential of coastal living in this charming Hernando Beach home, offering direct access to the Gulf of Mexico. This home features 200 feet of waterfront along a serene saltwater canal. This residence provides an elevated perspective on waterfront living (has not flooded in the last 30 years) featuring a practical floor plan that invites you to personalize and make it your own. Boasting 2 bedrooms and 3 bathrooms, A large enclosed lanai with air conditioning and a gas fireplace. Open up all the doors and step out to your refreshing pool. This home is a canvas awaiting your personal touch. While it may need some updating, the attractive pricing reflects the opportunity for you to transform it into your dream coastal retreat. Metal Roof and A/C 2021 and newer hot water tank. Picture yourself enjoying peaceful mornings and captivating sunsets from your back porch. Imagine weekends spent lounging by the water or entertaining friends and family in your own backyard paradise. Benefit from the freedom of no Homeowners Association (HOA) restrictions, allowing you the flexibility to renovate and enhance the property without limitations. Additionally, the allowance for short-term rentals makes this home an attractive investment opportunity or a delightful vacation retreat. Seize the chance to embrace the laid-back lifestyle of Hernando Beach, with its direct Gulf access, potential for updates, and the freedom to make this home uniquely yours. Take advantage of the opportunity to create lasting memories in this coastal haven.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 3 full
  • Laundry: None
  • Year Built: 1977
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,427
  • Acreage: 0.17
  • Est. Taxes: $2,595
  • Lot Desc: Corner Lot
  • View: Pool, Water
  • Elem. School: Winding Waters K8
  • Middle School: Winding Waters K-8
  • High School: Weeki Wachee High School
  • Pool: In Ground, Lighting
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood
  • MLS#: OM675596
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/OM675596/4263bellairedrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2024 3:14:16 PM)
Listing courtesy of Realty Leaders   Phone: 352-527-1112

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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4263 Bellaire DRIVE, Hernando Beach, FL, 34607

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.623%
Monthly Tax Payment $216 $216 $216
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,728 $2,694 $3,456
Total Monthly Payment $3,019 $2,985 $3,747

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.