Welcome to this well-maintained cozy cottage house in East Bradenton! This unique property features a classic picket fence in the front yard and a cottage style covered front porch, a new roof, laminate flooring throughout this home with an updated central air conditioning and heating unit, large windows throughout the home providing an abundance of light. The kitchen features a new solid surface countertop, stainless steel appliances, an area for dining, a faux brick wall backsplash and a ceiling fan. The home has also been freshly painted with new closet doors, a new stackable washer and dryer and a new outdoor pressure-treated wooden deck. The expansive lot also has a 12 x 17 shed on concrete slab that can be used as a motorcycle garage or a workshop and a portable 12 x 10 storage shed with a driveway that has a tremendous amount of room for additional automobiles, trailers, RV's, boats, work trucks, trailers or other toys. The outdoor area has outdoor lighting and is a perfect oasis for relaxing with views of your tree lined backyard and can utilized for a barbeque area for entertaining or a play area on family gatherings. The house was tented for termites on 4/25/24 and all of the big-ticket items have been addressed to provide the new owner a great deal of peace of mind! Best of all, there are No HOA, CDD fees or Deed restrictions! This home is only a few minutes away from Bradenton's Riverwalk and downtown Bradenton which features plenty of nightlife, shopping at Costco, numerous dining options, easy access to I-75 and is close to boat ramps and is only 20 minutes away from Anna Marie Island and other top-rated beaches located in Sarasota, St Pete and Venice. Put this affordable property on your must-see list if you are looking to start living your best life in the Gulf Coast of Florida!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,347 | $1,714 |
Total Monthly Payment | $1,577 | $1,560 | $1,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.