23 Douglas Ridge, Norwich, VT, 05055 | $995,000

Sunny 3-bedroom, 3 bath home in a quiet neighborhood with shared and private spaces for everyone to enjoy. Many recent updates: roof, boiler, generator, patio, paint, other mechanicals, and new carpet in the family room, bonus room, and basement. Enjoy a large, open sunny eat-in kitchen with new white Carrara marble-inspired quartz countertops, backsplash, and lighting, plus a gas fireplace and sitting area. The formal living room has built-in bookcases and french doors that open to the spacious dining room with a second fireplace. The mudroom provides a cheerful, welcoming side-entrance to this 3200+Sf home and out-of-sight storage for essentials. Enjoy a wonderful family room/study with additional built-in bookcases which opens out to a stone patio and views of the original stacked stone field walls and woods beyond. The full bath downstairs has been completely updated. Upstairs is the primary bedroom with its own bath. The other 2 bedrooms share a full bath and there is a sweet extra room off the third bedroom - good for an office/study/play area. The basement has a large finished room, great for media, exercise, office and is complete with wired, built-in student desks and bookcases. Basement includes laundry, workshop, and an additional storage area with built-in shelves. The 2-car detached garage is home to an historic cupola formerly from the Norwich post office. As Spring arrives, so will the hundreds of heirloom daffodils.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Colonial,Greek Revival
  • Year Built: 1985
  • Garage: 2-car Garage
  • Heating: Baseboard
  • Cooling: None
  • Basement: Partially Finished
  • Approx Sq. Feet: 3,586
  • Acreage: 2.1
  • Est. Taxes: $15,915
  • Lot Desc: Landscaped
  • Elem. School: Marion Cross Elementary School
  • Middle School: Francis C Richmond Middle Sch
  • High School: Hanover High School
  • MLS#: 4989159
  • Website: https://www.raveis.com
    /eprop/4989159/23douglasridge_norwich_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2024
Listing courtesy of Coldwell Banker LIFESTYLES - Hanover   Phone: 603-643-6406
Listing Agent: Nan Carroll

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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23 Douglas Ridge, Norwich, VT, 05055

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 6.977% 6.790%
Monthly Tax Payment $1,326 $1,326 $1,326
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,837 $5,229 $6,989
Total Monthly Payment $6,255 $6,647 $8,407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.