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635 MARKET Street, Saint Augustine, FL, 32095 | $795,000
Home and investment all in one! This bodega style townhouse features residential and commercial space with a great opportunity for cashflow in the heart of Palencia. The bottom floor is a commercial office space. Up the stairs is an inviting living room with large windows that shower the room with sunlight. The kitchen includes a welcoming bar that is perfect for company. On the third floor are two luxurious master bedrooms with balconies. Down the stairs is a quaint patio that is perfect for a cookout on sunny afternoons. This patio connects to an extra studio that lies above a 2 car garage perfect for storage. It's easy to see why Palencia is an awesome place to live. The neighborhood has 3 pools- including one with a waterslide for the kids. There's no shortage of on site activities. You have 10 clay tennis courts, pickleball courts, with lessons and leagues available. Palencia also features a premier golf course and club if you love staying on the green. It even has a full fitness center- ditch the gym membership! The neighborhood has it's own Publix, Starbucks, and other local restaurants to save you a trip into town. The best part of 635 Market St is all of the amenities are within walking distance from your unit. What a location! It boasts 1070 sq ft of finished commercial space on the 1st floor operating as a photography studio. The main living area is 2300 sq ft on 2nd & 3rd floor with additional space above the 2 car garage in the back. The spaces are connected in a relaxing patio in between, all while being walking distance from the pool. *interior photos coming next week. Unit is in great shape and will be staged.
Features
- Amenities: Cable TV, Clubhouse, Dog Park, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, Trash
- Bedrooms: 3
- Baths: 3 full / 2 half
- Laundry: Upper Level
- Style: Contemporary, Patio Home, Villa
- Year Built: 2014
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,916
- Acreage: 0.05
- Est. Taxes: $10,025
- HOA Fee: $2,418 Quarterly
- Elem. School: Palencia
- Middle School: Pacetti Bay
- High School: Allen D. Nease
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: 2016119
- Days on Market: 57 days
- Website: https://www.raveis.com
/prop/2016119/635marketstreet_saintaugustine_fl?source=qrflyer
Listing courtesy of 97 PARK LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
635 MARKET Street, Saint Augustine, FL, 32095
$795,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
| Monthly Tax Payment | $835 | $835 | $835 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,339 | $4,227 | $5,453 |
| Total Monthly Payment | $5,266 | $5,154 | $6,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388