This impressive, historic waterfront property checks ALL the boxes! Designed by noted New Haven architect Henry Austin in 1871 in the Carpenter Gothic style and located in the coveted Indian Neck neighborhood with 250 feet of sandy beach frontage on the widest section of L. I. Sound, this Victorian classic is elevated above the flood zone. Among recent updates are a new slate and copper roof, all new plumbing, updated electrical, central air conditioning throughout, new windows, and updated bathrooms. An elegant floor plan with rooms open to one another permits water views to be carried through from front to back. The kitchen features Miele, Gaggenau, Ilve, and Bosch appliances and a breakfast/wine bar and generous island provides seating for both casual and intimate dinners. The family room has rosewood carved paneling hiding deep built-ins and gas fireplaces are in both the living and family rooms. In addition there's also the opportunity for a first floor, grand in-law suite with its own entrance including a great room, its own top of the line kitchen, two bedrooms, 2 bathrooms (one ensuite) plus a water view, bluestone terrace & brand new outdoor kitchen. Outdoor entertaining spaces also include bilevel wrap around decks. The Newport inspired irrigated grounds boast mature shade trees and salt/sea spray safe plantings. The association maintains the beach and the sea wall and also has a kayak launch. Several excellent restaurants are nearby as is the Owenego Beach Club.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vaulted Ceiling | 13X10 | Main |
Bedroom 2 | Vaulted Ceiling,Hardwood Floor,Wide Board Floor,On 3rd Floor | 15X23 | Upper |
Bedroom 3 | Hardwood Floor,Wide Board Floor,On 3rd Floor | 14X13 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor,Wide Board Floor | 22X14 | Main |
Family Room | 9 ft+ Ceilings,Built-Ins,Gas Log Fireplace,Hardwood Floor,Wide Board Floor | 22X25 | Main |
Great Room | 9 ft+ Ceilings,Quartz Counters,French Doors,Patio/Terrace | 27X15 | Main |
Kitchen | Skylight,Wet Bar,Island,Tile Floor | 29X27 | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor,Wide Board Floor | 25X14 | Main |
Other | 13X11 | Upper | |
Primary Bedroom | Full Bath,Walk-In Closet | 19X12 | Main |
Primary BR Suite | Balcony/Deck,Bedroom Suite,Dressing Room,Full Bath,Hardwood Floor,Wide Board Floor | 25X15 | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,396,000 | $2,396,000 | $2,396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.790% |
Monthly Tax Payment | $3,042 | $3,042 | $3,042 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $14,558 | $15,740 | $21,037 |
Total Monthly Payment | $17,725 | $18,907 | $24,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.