This arts and crafts style ranch home offers character and charm. . Boasting a cozy yet spacious layout, this 2-bedroom home can be updated to meet your style. As you step inside, you'll appreciate the warmth of the wood ceiling, the hardwood flooring throughout and the French doors, Whether you're curling up by the stone fireplace on a chilly evening or hosting gatherings with family & friends, this space is sure to be the heart of your home. Adjacent to the living area, discover the versatile additional room, ideal for use as a home office, art studio, or guest room. Downstairs, a vast basement awaits your personal touch, offering ample room for recreation, storage, or whatever you can envision. From a large family room to a vibrant game room, this expansive area can be tailored to your personal lifestyle. No matter the season, you'll stay comfortable year-round with baseboard heat and central air conditioning ensuring perfect temperatures indoors. The interior has been freshly painted. The yard is completely fenced in. The driveway is behind the house. From the kitchen exits to the yard and the driveway is right behind the yard. Be part of a town that's rich history and scenic beauty along the majestic Hudson River. Embrace the vibrant community spirit and take advantage of nearby amenities such as the Patriot Hills Golf Course, marinas, pickleball courts, baseball fields, municipal pool, and day camps, offering endless opportunities for outdoor adventures and leisurely pursuits. Enjoy restaurants with the view of the Hudson River. Only approx. 25 miles to NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $769 | $769 | $769 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,281 | $0 |
Total Monthly Payment | $3,185 | $3,125 | $844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.