Welcome home! This charming farmhouse, nestled in its picturesque Portland setting, is ready for you to fall in love! Walking in, you're greeted with hardwood floors and character throughout the main level. A large living room, perfect for entertaining friends and family, leads way into the kitchen area, eager for your 'final touch' to make it shine! A separate dining area and two generous sized bedrooms are also found on the main level of the home. On the upper level, accessible both internally as well as by private entry way, is absolutely ideal for an "in-law apartment' living situation. A second kitchen area, bedrooms and additional bath are all located on the upper level for true convenience and home living comfort. The possibilities of occupying one level while offering the other level for living opportunities are endless! The high efficiency heating system, air handler and plumbing system were all re-done professionally in 2018. The landscape has been professionally attended to in spring 2024. With some cosmetic upgrading and sweat equity, this is the diamond in the rough that you've been waiting for! The location of this home is wonderful, being a short drive to nearby Portland amenities while retaining the rural feel of the area. And lastly, a mere 3 minute walk to the new Portland Recreational Complex; a beautiful new park and walking field available to residents. This one is NOT to miss!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,500 | $1,482 | $1,901 |
Total Monthly Payment | $1,953 | $1,935 | $2,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.