Under contract-accepting backup offers. Welcome to South Pointe, a wonderful community conveniently located close to shopping, banking and entertainment. This spacious 4BR/2BR home is on a quiet, dead end street and backs up to a pond. Quality built by Pulte Homes, the floor plan can accommodate a variety of lifestyles. Enter into a welcoming foyer, perfect for displaying artwork. From there you have a large, open living area that can be a formal living and dining room area. To the left is the garage entrance and a separate laundry room. Just past here and still adjacent to the large living area is the primary bedroom entrance. To the right is the ensuite bath, with 2 separate vanities, a toilet closet, a linen closet, separate tub and shower. To the left is a huge closet. The bedroom space is very roomy. The back of the home has the kitchen, which is open to the family room, the other 3 bedrooms and the second bathroom. Bedrooms 2 & 3 have pond views. Bedroom 4 is currently set up as an office/craft room. Double sliding glass doors from the family room lead to the huge screened in porch. Perfect for relaxing and enjoying the pond view while grilling! South Pointe has 2 beautiful pools to enjoy. The first is next to the club house and South Pointe Park. The second pool has a large parking lot with changing rooms and a nice cabana area. There are some seasonal community events and yard sales sponsored by the HOA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,363 |
Total Monthly Payment | $2,382 | $2,333 | $2,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.