If you're looking for the feel of a big open bayfront water view for a fraction of the price, and like having a Low Insurance Premium and Low Maintenance Costs, this big open-water lakefront home is just the one for you. This contemporary 4BR/3. 5BA plus Den Tuscan estate home is perfectly positioned on 65-acre, sea-walled Lake Awesome with a desirable south-eastern exposure for beautiful Sunrises and bright light throughout the day. Fish from the backyard seawall, drop your kayak in, or sit back and take in the views. The homesite offers exceptional long open water views and one of the highest home elevations in the community at 15', so no flood insurance required. The home is built solid to updated building codes including hurricane impact protection resulting in a low hazard and wind insurance premium. This home offers an oversized 3Car garage, an extra long driveway that accommodates multiple or long vehicles, and a large side yard perfect for a dog run or privacy. Furnishings negotiable. Upon entry to the home, notice how the stunning southern rear exposure fills the home with the brightness of shimmering light being reflected off the lake. This desirable floorplan includes a spacious great room and open dining area and kitchen that take full advantage of the incredible lake views. The floor plan offers the flexibility to be either a 4BR with an open den, or a 3BR with one formal office and one informal den/office for buyers needing two home offices. The contemporary Tuscan design upgrades include a wave wall in the Great Room that gives the illusion of the shimmering lake waves extending right into the Great Room, tray ceilings, extensive crown and high base molding, designer light fixtures, custom window coverings including plantation shutters, Hunter Douglas shades, custom closets, tile floors, and wide-plank, hand-scraped, sustainable Acacia hardwood floors in the bedrooms. The kitchen is finished with Giallo Ornamental granite, light glazed, soft-close cabinets with 42" uppers, crown molding, tumbled marble backsplash, under-cabinet lighting and light valance, pantry closet with custom shelving, upgraded stainless steel appliances including a bottom freezer, French-door refrigerator, a slide-in range, and a hood that is vented to the exterior. The outdoor lanai includes a tongue and groove pine ceiling and a half bath. The lanai overlooks beautiful mature landscaping, including a manicured shade tree that provides the perfect cover for nature watchers or fishermen. Watch the fish jumping, turtles and ducks swimming, or Cormorant and Osprey diving for fish. The spacious main bedroom features large windows adorned with custom shades and black-out curtains, a tray ceiling, Minka-Aire fan, Acacia wood flooring. The en-suite bath offers a large soaking tub, a big walk-in shower with seat and seamless shower enclosure, designer listello, a chandelier, upgraded vanity lights, and framed mirror. For the security-conscious home buyer, this home offers a reinforced safe room closet to protect your loved ones and valuables. The home is located just a short walk to the resort style heated community pool and fitness center. Live like you are on vacation! Toscana Isles is a gated, resort-style, maintenance-free landscape community offering pickle ball, tennis, kayaking, canoeing, and fishing on 200+ acres of interconnected lakes, and located only 6 miles to Casey Key/Nokomis Beach.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,920 | $719,920 | $719,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 6.915% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,850 | $4,729 | $6,371 |
Total Monthly Payment | $5,421 | $5,300 | $6,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.