Conveniently located Gormay floorplan just steps from the Clubhouse, heated in-ground pool, shuffleboard courts and a variety of activities. This single-family, 2 Bedroom / 2 Bath / 2-car Garage block home is located on an oversized corner lot boasting great curb appeal with a paver driveway and front porch, shade awning, decorative Steel Security storm door, garage door privacy screens, decorative concrete flower bed curbing, palm trees and double-paned windows with accordion hurricane shutters! Upon entering you will appreciate the light and bright interior, combination tile and carpet flooring, NO popcorn ceilings, crisp white walls, and vertical blinds throughout. The updated eat-in Kitchen offers numerous white cabinets complimented with Corian countertops with integrated, offset, double bowl sink, single-handle faucet with pull-down sprayer, soap dispenser, newer appliances (2024 Dishwasher, 2023 Refrigerator, 2022 Microwave) and an over-sized Luma Dome ceiling light with new LEDs. The spacious Master Bedroom has a large walk-in closet and Ensuite Bathroom. Both Bathrooms have been updated with Corian countertops, faucets, and comfort height commodes. A storage closet is located in the hallway to the Bedrooms while the Laundry facilities are in the garage and include a new GE Washer & Dryer (2024). The garage measures 19x21 and offers an Amarr impact rated garage door (2021), Chamberlain door opener (2017) with external keypad, a pull-down attic ladder and a Square D electric panel. Other updates include a 3 Ton Carrier Heat Pump (Compressor overhauled in 2021) with Ultra-Violet Light system (2016), HWH (2017), Kenmore Water Softener (2013), all shutoffs were replaced, new exterior lighting, and R-30 attic insulation installed (2012). Monthly maintenance of $342. 59 includes water/sewer/trash, 1 HD cable box, 1 DVR/DVR recording services, 1 modem and a Wi-Fi router for internet, exterior painting, lawn care, and irrigation with reclaimed water! Mainlands is an active 55+ community offering a variety of activities, clubhouse, heated in-ground pool, shuffleboard courts, public golf course, nearby shopping, restaurants, banking, Parkside Mall, beaches, interstate and airports. The community also offers an 18-hole public golf course and is located adjacent to Freedom Lake Park which has paved walking paths around 2 lakes, an outdoor workout area, playground, picnic pavilions, a dog park, and sailboat racing! 2 pets, 35 lb max are welcome. All furniture included. Come live this maintenance-free Florida Lifestyle - schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,607 |
Total Monthly Payment | $2,319 | $2,265 | $2,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.