All qualified buyers are welcome . Don’t miss this golden opportunity to live in the friendliest neighborhood in the centrally located village of St James ( between Sumter & Brownwood) . Enjoy this beautiful stretched Aspen 3 bedroom / 2 bath with lots of room to entertain. Relax in front of custom stone fireplace which is built into the large entertainment center. A roomy kitchen with granite countertops; real wood cabinets, a large pantry with pull out drawers and stainless steel appliances offer the perfect prep and entertaining space. A well placed solar tube floods the entire area with lots of natural light. Enjoy the raised Air Conditioned lanai for additional dining & relaxed seating. Large sliding double paned windows invites in stunning pool views of crystal clear water. Enjoy cocktails & socializing around the pool under the automatic Sun Setter awning ( 20’x 10’ ) or in the pool in a specially designed seating area complete with attached umbrella. Don’t forget the pool is solar heated for evening swims and cleans itself with strategically placed jets. The Master suite has a tray ceiling and is very spacious (18’ x 18’ ) leading into the upgraded master bath with double sinks, granite top and custom tiled wall with double adjustable mirrors. Large walk-in shower with rain head, linen closet, separate toilet room & custom walk-in closet makes it perfect. Two additional bedrooms on the opposite side of the house; one of which functions as a suite provides comfort and privacy for family or quest. This home has an extra large stretched garage for extra storage and parking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $436 | $436 | $436 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,520 | $3,430 | $4,424 |
Total Monthly Payment | $4,048 | $3,958 | $4,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.