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20 Fairharbor Drive, #20, Patchogue, NY, 11772 | $274,999
Welcome to the waterfront community, Fairharbor on the Water! This lovely community boasts a beautiful water side deck to enjoy the spectacular water views! This lovely One Bedroom has much to offer and leaves nothing to be desired, ample space in every part of this home where you can enjoy every aspect with ease and comfort. The master bedroom is well situated with plenty of closets and is open and airy. This home is sure to please from the Quartz counter tops, stainless steel appliances and air conditioning to the hardwood floors and right down to the updated bathroom. This co-op is a must see for your self. Conveniently located in a building with laundry and close to parking, you are sure to be happy living here. The community provides a BBQ area with tables and benches, perfect for entertaining and enjoying the beautiful grounds. Pet-friendly policies ensure that your loving pets are welcome, adding an extra bonus for all of the pet owners out there. Fairharbor even offers the potential for a paid boat slip to add to the amenities and just being steps away I don't think it gets much better than that. The excitement is there with the opportunity to dock your boat just steps away, allowing complete access to your own vessel. Additionally, the community provides storage for paddle boards, kayaks, and bicycles on site. Very close by is downtown Patchogue, with a tremendous amount of restaurants and nightlife. This community is close to the Long Island Rail Road (LIRR) Patchogue station and ensures easy access to NYC, to Montauk and anywhere in between. This community truly is a one of a kind and lovely place to be at any time. You have the opportunity to call this home and all it has to offer you! All utilities(except electric) and taxes are included in the maintenance charges! Qualified buyer's must be 90% LTV with a minimum 700 credit score for Meridian Management Board Approval.
Features
- Heating: Natural Gas, Baseboard
- Cooling: ENERGY STAR Qualified Equipment
- Levels: 2
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Complex: Fairharbor
- Year Built: 1970
- Approx Sq. Feet: 865
- Est. Taxes: $0
- Water Front: Yes
- Middle School: South Ocean Middle School
- High School: Patchogue-Medford High School
- School District: Patchogue-Medford
- Pet Policy: Call
- Appliances: Dishwasher, Microwave, Oven, Refrigerator
- MLS#: 3539918
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/3539918/20fairharbordrive_patchogue_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Fairharbor Drive, #20, Patchogue, NY, 11772
$274,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,999 | $219,999 | $219,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,501 | $1,462 | $0 |
| Total Monthly Payment | $1,576 | $1,537 | $75 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535