Colonial home with 3 bedrooms and 2. 5 baths. This home is located just 3 miles from I-89 exit 20 and just a mile away from the Champlain Country Club. This home design is built to suit and can be changed to another style or design. The house will sit on 1. 09 acres towards the end of a private road with cul-de-sac. The flooring for this offering would be LVP in the kitchen living bedroom areas and tile in the baths. The home would be built to suit it is not a spec house so you can custom design this or another plan of your choice. The house will have a partial basement but could be modified for either a full basement or on a slab with radiant heat. The house offered will have a 2 car garage. Construction loan or cash this is not a turnkey build. If this design isn't for you, schedule a meeting with the builder to build the home you want. All photos are likeness only. Located 5 minutes from St. Albans and 40 minutes from Burlington
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,000 | $398,000 | $398,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,715 | $2,645 | $3,413 |
Total Monthly Payment | $2,790 | $2,720 | $3,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.