144 Ravine Avenue, #1C, Yonkers, NY, 10701 | $95,000

This unit is occupied by a rent stabilized tenant, and it will NOT be delivered vacant. This is sophisticated investment opportunity. Buyer pays all transfer taxes. Great building! Well maintained front lawn & flower bed with Hudson River view in the fall. Complex is 1 block from Metro North. Laundry and parking available. Option to buy 3 units in the building for $270, 000. Units listed separately, with MLS # 6296286 and 6296292.

Features

  • Heating: Natural Gas, Steam
  • Cooling: Window Unit(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Complex: Ravine Gardens
  • Year Built: 1947
  • Approx Sq. Feet: 876
  • Acreage: 0.02
  • Est. Taxes: $2,812
  • Lot Desc: Near Public Transit
  • Elem. School: Yonkers Early Childhood Academy
  • Middle School: Yonkers Middle School
  • High School: Yonkers High School
  • School District: Yonkers
  • Pet Policy: Cats OK
  • Appliances: Refrigerator
  • MLS#: H6296291
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/H6296291/144ravineavenue_yonkers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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LuAnn PerkinsSales Associate

860.625.1354

LuAnn.Perkins@raveis.com

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Bobby KazarianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1875225

401.585.3916

Bobby.Kazarian@raveis.com

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203.444.0494

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144 Ravine Avenue, #1C, Yonkers, NY, 10701

$95,000

LuAnn Perkins

Sales Associate

William Raveis Real Estate

Phone: 860.625.1354

LuAnn.Perkins@raveis.com

Bobby Kazarian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.585.3916

Bobby.Kazarian@raveis.com

NMLS Mortgage Loan Originator ID 1875225

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $76,000 $76,000 $76,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $234 $234 $234
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $518 $505 $652
Total Monthly Payment $827 $814 $961

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.