Presented byKaren Hickman |
You don't want to miss out on this Large 3 bedroom 2 bath uptown Kingston ranch minutes to the stockade district. From the entry foyer, enter into the livingroom with brick fireplace. Formal dining area has sliders to a massive enclosed porch/forida room approx 19x31 which you will probably spend 3 seasons enjoying. Back inside find a cozy den right next to the eat-in kitchen. Or convert that den to enlarge the kitchen. Kitchen has newer stainless steel gas range and microwave. Refrigerator is only 4 years old. There are 3 bedrooms including a 12x17 Main bedroom suite with bath and walk-in closets and additional 15x11 office or sitting room. The basement is vast with a semi finished 25x28 family room and 2 additional unfinished rooms approx 33x24 and 25x15. The full washer and dryer are located on the main floor for easy access. back outside, in addition to the enclosed porch there is a deck and a gas grill with municipal gas. The lot is 100x190 and has a great back yard. Roof is newer and central air is only about 4 years old.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
Sales Associate
William Raveis Real Estate
Phone: 617.821.1665
Karen.Hickman@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,463 | $3,393 | $4,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.