Stunning Liberty Ridge Home recently listed in Bartow! This 4-bedroom, 3-bathroom home boasts nearly 2, 600 square feet of living space on a 5, 663 square foot corner lot with a fenced backyard, perfect for families or guests. Built in 2020, this two-story home features a roof and AC unit less than 5 years old, with tile flooring and abundant natural light from the front foyer to the rear sliding glass doors. The open kitchen includes a breakfast bar counter that connects to the breakfast nook. The split floor plan offers spacious accommodations, especially in the master bedroom with an ensuite featuring a double vanity and large walk-in closet. Equipped with solar panels, this home reduces your monthly electric costs and provides power during outages. Enjoy the private back yard and nearby amenities while residing in Liberty Ridge, conveniently situated between Tampa and Orlando. Benefit from small-town living with easy access to major cities, airports, and theme parks, all without the high costs of living in those cities. With low HOA fees and no CDD fees, this property is ideal for long-term or short-term rentals through Airbnb or Vrbo.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,883 | $1,859 | $2,366 |
Total Monthly Payment | $2,236 | $2,212 | $2,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.