Welcome to a beautiful house for sale in the desirable neighborhood of Yonkers, NY. This stunning property offers the convenience of a single family colonial layout but has a certificate of occupancy as a 2 family with the charm and character of a true home. With its prime location and attractive features, this house is sure to capture your heart. Nestled in a highly sought-after neighborhood, this house boasts a truly captivating exterior that draws you in from the moment you arrive. A well-maintained exterior features lush greenery, a manicured lawn, and a delightful front porch that welcomes you into a world of comfort and serenity. Step inside and be greeted by a warm and inviting atmosphere. The spacious layout of this house ensures that there is ample room for both relaxation and entertainment. The main floor encompasses a well-appointed living room, a dining area perfect for enjoying meals with loved ones, and a fully equipped kitchen that will delight even the most discerning chefs. The kitchen features modern appliances, ample storage space, and a layout that encourages effortless meal preparation. This house boasts three generously sized bedrooms, each designed with your comfort in mind. Whether you need a peaceful sanctuary to rest and rejuvenate after a long day or a cozy space to escape into the world of your favorite book, these bedrooms provide the perfect retreat. Additionally, two full bathrooms provide convenience and ensure that there is plenty of space for everyone. As an added bonus, this house features a finished attic that can be transformed into a variety of functional spaces to suit your needs. Whether you envision an office space, a playroom for the kids, or a private gym, the versatility of this attic allows for endless possibilities. This house also offers a finished walk-out basement, providing additional storage space and potential for future expansion. With a little imagination and creativity, this basement can be transformed into whatever your heart desires, whether it be a home theater, a workshop, or a recreational area. One of the standout features of this property is the large flat backyard. Immerse yourself in nature and create lasting memories while enjoying the great outdoors. The expansive yard is perfect for hosting gatherings, gardening, or simply enjoying your morning coffee in a serene setting. Although legally a 2 family house, this property has been thoughtfully converted into a single family home, offering the best of both worlds. The conversion ensures that you have all the space and amenities you desire while still maintaining the charm and character of a traditional single family colonial. It's important to note that this house is a short sale and is subject to 3rd party approval. However, the potential for owning a beautiful home in such a desired neighborhood far outweighs any potential obstacles. Act now to secure this incredible opportunity. Do not go to property without confirmed appointment, beware of guard dog
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $1,130 | $1,130 | $1,130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,367 |
Total Monthly Payment | $3,928 | $3,858 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.