Discover the perfect blend of convenience and tranquility in this centrally located Northern Columbia County gem, nestled between Hudson and Albany. With nearby hubs like Kinderhook, Valatie, and Chatham, you'll find everything from essential amenities to charming mom-and-pop shops and delightful eateries. For nature enthusiasts, explore Ooms Conservation Area, Patchequack Preserve, or embark on the Empire State Rail Trail in North Chatham. Step into the expansive property and immerse yourself in nature's beauty. With diverse flora and fauna, including a serene pond teeming with wildlife, every season offers a new spectacle. From the vibrant chirps of spring peepers to the graceful flight of great blue herons, the pond becomes a sanctuary for nature lovers. Enjoy summer gatherings in the spacious barn, with its cool concrete floors and French doors opening to the tranquil gardens. The house itself is a testament to restoration and love, now standing as a cherished family haven, brimming with history and warmth. Original wide pine wood floors and a cozy fireplace evoke memories of a bygone era. The kitchen, with its large island and vaulted ceiling adorned with original beams, is a focal point of gatherings and culinary delights. Start your mornings in the walk-in pantry, basking in the sunrise over the barn. With original features like floors, staircase, banister, and fireplace, and beams sourced from the house or barn, this home seamlessly blends old-world charm with modern comfort. Don't miss the opportunity to make this lovingly restored farmhouse your own.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.790% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,837 | $5,229 | $6,989 |
Total Monthly Payment | $4,929 | $5,321 | $7,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.