**** Motivated Seller. Seller says bring all reasonable offers! **** Immerse yourself in this vibrant, gated waterfront community of Oyster Bayou! Ideal for fishing enthusiasts and kayakers, the community boat ramp provides access to the Gulf of Mexico in just 10 minutes. This custom-built Key West home has charm and character that others miss. Located on a cul-de-sac, lush landscaping and a delightful, covered wrap-around front porch will welcome you home. Upon entering, you'll be amazed by the stunning feel of the space with its ample windows, vaulted ceilings, engineered hardwood flooring, and split floor plan. The chef's kitchen overlooking conservation is a dream come true, boasting stainless appliances, quartz countertops, recessed and pendant lighting, and abundant storage. A custom-built rotating pantry, complete with pull-out organizers, ensures optimal efficiency, while a generous island features a built-in microwave, a custom pull-out mixer stand, and more. The pièce de résistance is the 6-burner gas stove, accentuated by a stunning stainless steel hood. Updated hurricane windows and sliding glass doors in the kitchen and dining area open to the rear deck overlooking your wooded oasis. The primary retreat has two spacious walk-in closets with built-ins. The second and third bedrooms offer soaring high ceilings, one with a cupula, and both are full of natural light. Central vacuum system makes cleaning a breeze. Energy saving 2018 Variable speed AC with transferrable warranty & tankless water heater. Laundry room with washer, dryer, and storage. Downstairs are two separate garages, one with a rear workshop for hobbies. Between the two garages, an extra room awaits, perfect for workouts or an artist's lanai, and complete with ample built-in storage cabinets. There are two sets of sliding doors leading outside. Solar panels heat the screened-in saltwater pool, surrounded by a stunning deck with a custom epoxy design. Flood insurance is $1, 680/year and is transferrable! The home is only minutes from Robert Rees Memorial Park, with 45 acres of beachfront, a boardwalk, an observation tower, and picnicking areas. Many marinas, shopping, dining, medical facilities, and more are nearby. Charming downtown New Port Richey is easily reachable by golf cart and only 2 miles away. Live the Florida dream by launching your kayak into the bayou, part of Florida's Nature Coast Aquatic Preserve, a mosaic of marine habitats. Take advantage of this opportunity to be part of this thriving waterfront community at a price point that's bound to delight!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,031 | $3,848 |
Total Monthly Payment | $3,592 | $3,512 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.