Welcome to this charming 4-bedroom, 2-bathroom home located in a no-HOA community! Step inside to discover original wood floors that add character and warmth throughout the home. The spacious kitchen boasts stainless steel appliances, providing both style and functionality for meal preparation. Plus, the washer and dryer convey with the property, offering an added convenience for busy households.
Recent upgrades include a replaced water heater in 2020, ensuring peace of mind for years to come. The electric wiring to the home is up to code, further enhancing the safety and reliability of the property and the Roof was replaced in 2011.
Outside, you'll find a detached 2-car garage along with an additional workshop, providing ample space for storage, hobbies, or projects. Whether you're a car enthusiast, DIY enthusiast, or simply in need of extra storage space, this setup is sure to impress.
Located in a no-HOA community, this home offers the freedom to enjoy your property without the constraints of association rules and fees. Plus, with its convenient location and sought-after features, this property presents an excellent opportunity for homeowners and investors alike.
Don't miss out on the chance to make this delightful home yours. Schedule a showing today and experience the comfort and convenience it has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,173 | $1,143 | $1,475 |
Total Monthly Payment | $1,428 | $1,398 | $1,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.