Great location in the desirable Old Northeast neighborhood! Located just a few blocks from the Coffee Pot waterfront yet outside the flood zone, close proximity to the bike trail on 1st street and an easy stroll to restaurants and shops on 4th Street. This charming bungalow boasts period charm with the modern conveniences of today, has been well maintained inside and out and includes many updates throughout. Greet your guests on the inviting front porch and take in the Florida lifestyle on the screened in back porch off the kitchen or on one of the two outdoor patios. Entertain in the spacious living room with fireplace open to the dining room and kitchen for open yet defined living spaces. Enjoy cooking in the large kitchen with shaker wood cabinets, stainless appliances, granite countertops, a gas range and seating at the peninsula or high top bar. Period 1940's features include oak hardwood floors, archways, plaster walls, custom moldings and original tile around the fireplace. Recent improvements include hurricane fabric covers and screens for the double pane windows, a new roof, fresh paint inside and out, new fencing, newly refinished hardwood floors, a custom designed staircase with hand cut railings and iron spindles, new pavers and professional landscaping. In addition to the casual living space downstairs, there are two bedrooms, a hall bath and a dedicated laundry room with lots of cabinet storage. Retire upstairs to the primary suite featuring two walk-in closets, a dedicated home office/nursery, a work out nook, tv space and a large bath to accomodate a soaking tub, walk-in shower, two sinks, a water closet and a vanity area. Plenty of parking with alley access for up to 5 cars in the two car garage or on the 3 car parking pad. Schedule a private showing today to see this well cared for, warm and inviting home just a five minute bike ride downtown!
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$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $1,319 | $1,319 | $1,319 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,089 | $6,914 | $9,268 |
Total Monthly Payment | $8,533 | $8,358 | $10,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.