NO HOA! Bring all your toys! Bring the boat, the RV and the jet skis! With access to Bear Lake this can be an outdoor enthusiast's dream home. This one story ranch style home has 3 bedrooms plus a BONUS ROOM that can easily be a 4th bedroom or a home office. Many upgrades and improvements have been completed within the last 3 years including a new ROOF, AC, WATER HEATER and POOL PUMP. Septic has been pumped within the last year. Both of the bathrooms have been renovated. New tile floors cover almost the whole house and the house has been freshly painted. Sitting on just over a 1/3 of an acre you'll have plenty of space to spread out and entertain. The entire yard is fenced for privacy and the backyard is already sectioned off with a separate pet area from the pool area. The side yard has a double gate for ease of access and the enclosed porch extends your living space. You'll be off the main road; yet, only minutes away from shopping and restaurants. Come see this hidden gem for yourself! **ASK ABOUT THE FHA ASSUMABLE MORTGAGE** https: //my. matterport. com/show/?m=bwTbsh52Kjh&mls=1
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,374 | $2,313 | $2,935 |
Total Monthly Payment | $2,629 | $2,568 | $3,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.