Welcome to Sea Horse Park, your waterfront escape in the heart of St Petersburg. The location of this community cannot be beat. Not only are you close to all of the shopping and dining in the Tyrone Square area of town, but you're just 10 minutes from the beach, 5 minutes to Bay Pines VA Hospital, and the community itself is waterfront, complete with boat ramp! This one bedroom, one bathroom home is an absolute cottage charmer, with a small tide-influenced creek right behind the home. With parking very tight in this community, one of the first things you will notice about the home is that there are space for THREE full-sized vehicles! Or, you can park your boat under the carport and still have space for two cars! And yes, you can have a boat parked under your carport in this community! Why pay exorbitant prices to have a waterfront home when you can buy this one and still be just a few streets over from the private community boat ramp? Don't fret about this home being a single wide, the living space inside is incredibly open, plus you have a ton of living space outside in the screened in lanai! This home has window units for the AC, saving a ton of money in future replacement costs! There is an electric fireplace in the living room that emits heat, perfect for those cooler winter nights! Like what you see? Good news--- this home is being sold furnished (there are just a few more personal items the owners have to be removed). Oh, and there is no lack of storage in the home, with two large storage sheds! Sea Horse Park is a 55+ amenity-rich community. Not only do they have the boat ramp, they have laundry facilities, shuffleboard, community pool, and a clubhouse! Please keep in mind that this is a no-pet park and this home is being sold cash-only due to its age. What are you waiting for? Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $96,000 | $96,000 | $96,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $655 | $647 | $823 |
Total Monthly Payment | $808 | $800 | $976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.