Huge, bright, and sunny true two-bedroom top floor apartment at Terrace Gardens Plaza in Midwood. The large entry foyer leads to the sunken living room, which has built-in bookshelves and more than enough room for a full dining table in addition to the living room area.
The renovated eat-in kitchen has a custom breakfast nook and ample cabinetry and counter space. Also, a real rarity--the apartment has it's own washer and dryer. The bright windowed bathroom has both a tub and a stand-alone shower.
The primary bedroom can easily accommodate a king-sized bed with room to spare, and has a full wall of custom built-in wardrobes. The second bedroom is also generously sized and the corner windows mean plenty of sunlight.
Terrace Gardens Plaza is a a tree-lined, cul-de-sac oasis: a well-managed and maintained co-op with doorperson, package room, live-in super, and 24-hour security. There is parking onsite (for rent, with a short waitlist), plus bike room and private storage for rent. Close to Brooklyn College and plenty of shopping and restaurants, and a block from the Q train at Avenue J.
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,430 |
Total Monthly Payment | $2,821 | $2,751 | $3,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.