Sellers will entertain all reasonable offers! Nestled in a serene setting, this two-bedroom, two-bath, one-level Stratford end unit offers the perfect blend of comfort and convenience, boasting desirable gas heat. Embrace peace of mind knowing the interior has been freshly painted and popcorn ceilings have been removed throughout to reveal smooth, modern finishes. Entertain with ease in the formal living room featuring a charming fireplace, while the adjacent dining room area sets the stage for elegant gatherings. The heart of the home lies in the eat-in kitchen, where sliding doors beckon you to the private backyard patio adorned with lush plantings providing a tranquil oasis. Indulge in luxury in the primary bedroom retreat, complete with new recessed lighting, a walk-in closet, and a spa-like bath featuring a large soaking tub, double vanity sinks, and a shower. The second bedroom offers versatility and comfort for guests or as a home office space. Updates include new Luxury Vinyl Flooring in the hall and bedrooms, ensuring both style and durability. Recent upgrades to the HVAC system (2019) guaranteeing efficiency and reliability. This condo presents an incredible opportunity to embrace effortless living in a sought-after community. New hot water heater (2023) with new water pressure (2024). Never used, new washer and dryer (2024). HOA of $737. 75 = Condo 29 fee $561. 17 + Society fee $176. 58. Water is approximately $40 per month, but billed quarterly. Per management, no assessments at this time. Per seller: NYSEG averages $46 year round; ConEd averages $197 year round; on the level/budget plan. Enjoy the Heritage Hills lifestyle: 24-hour security with EMS, 5 pools, tennis and pickleball courts, Activity Center, Fitness Center, shuttle to trains and shops, and much more! Taxes are without Basic STAR exemption of $1652. Buyers to pay a one-time $1500 Society fee at closing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,109 |
Total Monthly Payment | $3,823 | $3,739 | $4,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.