An exceptional value for a ranch-style home in a highly desirable neighborhood! The open floor plan with vaulted ceilings floods the interior with natural light, creating an extraordinary space for living and entertaining. Admire the stunning porcelain floors. A recently updated kitchen, waiting for your personal finishes. Two of the five bathrooms have been tastefully modernized, adding a fresh and contemporary vibe. Generous sized primary bedroom with a private bathroom. Appreciate the convenience of a dedicated home office and main floor laundry room. The left extended wing, originally a town approved accessory unit, can easily be reverted back or could be used as in-law space or guest suite. Enhance the potential for more multi-generational living or guest space with the second story, featuring its own bathroom and limitless possibilities - ideal for an optional in-law suite. Plenty of room to expand with finishing the unfinished bonus space on the 2nd floor. A partially finished lower level with a half bathroom, is perfect for a recreation room or gym. Even more living options with an abundance of unfinished lower level space, including full daylight doors leading to the backyard. Outside, a deck overlooks the expansive backyard, providing an inviting outdoor retreat. This home has so much potential to create your ideal home vision. Seller is offering a $25, 000 credit at closing for buyers preferred improvements.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $1,622 | $1,622 | $1,622 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,428 | $4,785 | $6,364 |
Total Monthly Payment | $6,142 | $6,499 | $8,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.