Endless Views: Welcome to 34 Osprey Commons! Stately shingle home ideally situated on the most premium location in The Hammocks-the extraordinary 55+ community of 53 architecturally designed homes close to town, marinas and beach. Enjoy expansive panoramic views of the Hammock River Marsh, Long Island Sound and Clinton Harbor from every vantage point. Spectacular bird watching and wildlife surround this property. Gather with friends on the spacious bluestone patio for a front row seat to the summer fireworks and experience the most spectacular sunsets all year round. The exterior is classic New England architecture with a lovely porte-cochere, attached 2-car oversized garage, ample parking and private paving stone driveway. Enter into the formal foyer and notice the gleaming hardwood floors and 9-foot ceilings. Natural light permeates throughout this home. The first floor encompasses a lovely formal living room with see-through gas fireplace for cozy nights in as well as a light and bright open concept kitchen with granite countertops that opens to your dining room all with endless views. First floor bedroom with ensuite bath can be used as primary or for guests. An elevator brings you upstairs to another primary bedroom with private balcony, ensuite bath and more stunning views. Two additional bedrooms, bonus room and storage area complete the 2nd floor. Backyard is very private, and west side yard abuts open space making it feel more expansive. No flood insurance required. The open floor plan of this home is versatile with plenty of options for a home office, gym or craft room. Laundry rooms on the main and upper level. The Hammocks handles all lawn care, snow removal, trash collection and septic system. Local fun abounds including beaching, boating and fishing on the sound as well as biking throughout the charming town of Clinton - 98 miles to Manhattan. The train station is 1 mile away. Special place to begin your next chapter!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | 17X12 | Upper |
Bedroom 2 | Balcony/Deck,French Doors,Hardwood Floor | 16X15 | Upper |
Dining Room | 9 ft+ Ceilings,Gas Log Fireplace,Patio/Terrace,Sliders,Hardwood Floor | 20X17 | Main |
Full Bath | Stall Shower | 11X7 | Main |
Full Bath | Granite Counters,Tub w/Shower | 16X9 | Upper |
Full Bath | Granite Counters,Tub w/Shower | 10X5 | Upper |
Half Bath | Hardwood Floor | 7X6 | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Bar,Granite Counters,Eating Space,Pantry | 22X11 | Main |
Living Room | 9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | 20X17 | Main |
Primary Bath | Granite Counters,Full Bath,Tub w/Shower | 17X10 | Upper |
Primary BR Suite | 9 ft+ Ceilings,Full Bath,Hardwood Floor | 14X14 | Main |
Primary BR Suite | Balcony/Deck,French Doors,Full Bath,Tub w/Shower,Walk-In Closet,Hardwood Floor | 32X16 | Upper |
Sun Room | Hardwood Floor | 20X17 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,080,000 | $2,080,000 | $2,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $2,502 | $2,502 | $2,502 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,471 | $13,491 | $18,119 |
Total Monthly Payment | $15,098 | $16,118 | $20,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.