This charming Parkwood Beach bungalow exudes summer fun! Tastefully updated this year by the current owners, who maintained the vintage vibe of Parkwood, the new kitchen, baths and interior renovations offer comfort and convenience with lots of original details and mile long water views from every room. Bead board, fir floors, beamed ceiling and the perfect bungalow porch that can be used year-round! Two bedrooms and two full baths make this single level home perfect for any buyer looking for ocean views and steps to the beach. Relax on the wrap-around porch with your binoculars close at hand to watch abundant wildlife. The double corner lot yard provides ample seating and play areas overlooking the water! Potential for expansion too! What a wonderful place to create life-long memories of lazy days at the beach with your loved ones, enjoying all that Parkwood has to offer (pickle ball, community center, miles of walking, boat launches and beaches)
Type | Level |
---|---|
Bedroom 2 | First |
Kitchen | First |
Master Bedroom | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,920 | $623,920 | $623,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,256 | $4,147 | $5,350 |
Total Monthly Payment | $4,824 | $4,715 | $5,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.