Welcome to your dream home in Ridge! This stunning hi ranch offers a perfect blend of space, style, and functionality. As you enter, you'll be greeted by high cathedral ceilings that add an elegant touch to the ambiance. The upper level boasts three spacious bedrooms, along with a cozy living room and a formal dining room perfect for gatherings. Potential mother/daughter with proper permits. Enough ROOM FOR MOM! An updated HGTV kitchen, featuring gorgeous granite countertops, soft-closing cabinets, and a convenient breakfast nook where you can enjoy your morning coffee. Sliding doors off the kitchen lead to a deck, extending your living space outdoors and providing a great spot for relaxation or outdoor dining. Need a dedicated workspace? No problem! This home also offers an office space, ensuring you have the flexibility to work from home comfortably. A one-car garage and a separate washer and dryer room add to the convenience of daily living. Located in the highly desirable Longwood school district, this home offers easy access to all major highways and nearby shops, making errands and commuting a breeze. With its move-in ready condition, all that's left is for you to make it your own. Don't miss out on the opportunity to own this gem in Ridge!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,964 | $3,773 |
Total Monthly Payment | $4,094 | $4,056 | $4,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.