ATTENTION VA buyer's , USDA buyer's , ask the mortgage broker from a bank and get approved. Mass Housing is offering help with the down payment. This renovated gem boasts 2 bedrooms with a full bath upstairs, and 1 bedroom with a full bath downstairs. A modern kitchen featuring new cabinets and appliances. One bedroom flaunts a convenient walk-in closet. New windows illuminate the hardwood floors throughout. With laundry facilities in the basement and an unfinished space, there's room to customize. Outside, a backyard awaits, complemented by a driveway offering parking for 4 vehicles at least. Conveniently located with easy access to Route 70, this home is a blend of comfort and convenience. Don't miss the chance to make this charming house your new home! This house is listed for rent too, MLS 73213918. Seller will fix the front porch and the side door step with the right offer. No showing on Saturday.
Type | Level |
---|---|
Bedroom 2 | Second |
Bedroom 3 | First |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,712 | $3,441 |
Total Monthly Payment | $3,194 | $3,123 | $3,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.