A rare opportunity for economical mobile home living in St. Pete. NO LOT RENT and a monthly maintenance fee of only $120 in the small co-op resident-owned park of Suncoast Manor. This bright and airy one bedroom home features a living room with volume ceiling that flows into a large well-equipped eat-in kitchen, creating a single spacious living area. The large welcoming bedroom, with two built-in dressers offers three closets for additional storage. An ample bathroom and two additional hallway closets complete the 576 sq. ft. living area. There is an adjoining screened porch with washer and dryer, and two sheds for outdoor storage. A paved driveway parks two cars, one covered. The 55+ community is close to shopping, restaurants, I-275, the Gulf beaches and downtown St. Pete. The $120 monthly fee covers water, sewer , lawn care and trash collection. . Sale includes the land share.
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Our Executive Mortgage Banker:
Our Insurance Division:
$69,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $55,200 | $55,200 | $55,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $372 | $367 | $473 |
Total Monthly Payment | $519 | $514 | $620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.