Welcome to this comfortable home nestled on a 1. 46-acre parcel of land. Built in 1988, this cozy abode boasts a seamless blend of comfort and functionality, offering an ideal setting for peaceful living. Upon entering, you'll be greeted by an inviting open concept layout that seamlessly combines the kitchen, dining, and living areas, creating an inviting space perfect for entertaining guests or enjoying quiet family gatherings. The main level living space also features three bedrooms and a full bath, providing relaxing accommodations for a growing family or visiting guests. When you venture downstairs, you’ll see that the full basement reveals additional living space with two finished rooms that can easily adapt to serve as an office, study, or den, catering to various lifestyle needs. Additionally, the unfinished portion of the basement provides plentiful storage space and houses a convenient laundry area, adding to the home's practicality and convenience. Outside, you’ll discover that this 1. 46-acre lot offers plenty of room for outdoor activities, gardening enthusiasts, or simply enjoying the tranquility of nature while soaking in the hot tub. A storage shed provides a perfect spot for housing lawn and garden tools, assisting with keeping the property well-maintained and organized. Whether you're seeking a peaceful retreat or a place to accommodate your needs, this home offers comfort and functionality. Don't miss out on the opportunity to make this residence your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,303 | $1,681 |
Total Monthly Payment | $1,712 | $1,678 | $2,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.