This is the home you have been waiting for!! This property radiates pride of ownership from the moment you step onto the inviting farmers porch. The layout is perfect for entertaining and features an updated kitchen with pantry cabinet, granite counters, tile backsplash, recessed lights, center island and SS appliances, dining room room with bay window allowing plenty of natural light, large family room with vaulted ceiling, skylights and double ceiling fans, primary suite with walk-in closet, ceiling fan, recessed lights and full bath with granite countertops and shower stall, 4 ample sized bedrooms all with ceiling fans and recessed lights, main bath with tile surround tub/shower, partially finish basement perfect for play room, home gym, etc. The impressive 36x28 3 car detached garage built in 2020 was designed as the perfect workshop with heat, 13 ft ceilings, surround sound speakers and an 2nd floor perfect for offices or game room! Relax on the oversized covered back deck with composite decking and vinyl railings overlooking the large lot with patio space. Central A/C, storage shed and so much more! Updates include HVAC (2018), H2o tank (2022), 3 car garage and back deck (2020) and farmers porch (2018). Conveniently located close to all amenities including schools, shops, restaurants, etc and with easy access to Rt 38. Showings begin at open house Saturday 3/23 1-2: 30PM - NO APT NEEDED FOR OH! OFFER DEADLINE MONDAY 3/25 AT 5PM. PLEASE GIVE 24 HOURS FOR RESPONSE.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,383 | $3,296 | $4,252 |
Total Monthly Payment | $4,183 | $4,096 | $5,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.