Welcome to Senate Manor Estates! Experience the ultimate in 55+ living at this resident-owned cooperative community. This charming 1972 single-wide home offers more living space than meets the eye, with a bonus room adding versatility to its layout. Enjoy peace of mind with recent updates including a 2021 Verisco TPO membrane roof (pressure washed in summer 2023), a 2014 entry door for the bonus room, a 2023 Samsung washer and dryer, a 2019 refrigerator, a 2014 Rheem water heater and microwave, and a 2005 dishwasher. Step outside to discover a couple of concrete pad areas perfect for enjoying the outdoors, with one featuring a firepit—ideal for cozy evenings under the stars. Embrace the vibrant community atmosphere with amenities such as a gated entrance, clubhouse, card room, pool, hot tub, shuffleboard, bocce ball, laundry facilities, and storage for boats and trailers (additional fees/space limited). The monthly cooperative community fee of $185 covers water, sewer, lawn care, and garbage pickup—providing convenience and peace of mind. Nestled in a prime location, this community offers easy access to GulfView Mall, SunWest Park, dining options, shopping centers, a movie theater, and more—ensuring every convenience is within reach. Don't miss this opportunity to embrace a relaxed and vibrant lifestyle in Senate Manor Estates. Schedule your showing today and make this your new home sweet home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$70,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $56,799 | $56,799 | $56,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $387 | $378 | $487 |
Total Monthly Payment | $480 | $471 | $580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.