Enjoy rural living in this historic 1865 Victorian in Wolcott that was once a bed-and-breakfast! The 6-bedroom, 6-bathroom home of over 3, 000 square feet is set on an acre of land bordering the Lamoille River and backing up to the 91-mile Rail Trail that crosses Vermont. This expansive home would be the perfect setting for an epic game of hide-and-seek with its many nooks and crannies, storage spaces, and rooms to fully utilize. The kitchen features new cabinetry, appliances, and flooring and is a huge space for entertaining. The formal dining room, living room, and bedroom with e n-suite bathroom complete the main living area. Upstairs, find large bedrooms, bathrooms, and a second-floor laundry area. The post-and-beam in-law apartment above the garage has its own entrance yet connects to the main living area; utilize the home as one big property or two units. The property is only 10 minutes to Morrisville, 15 minutes to Hardwick, and 23 minutes to Stowe for amenities and entertainment. Continue to build on the work the current owners put into the home for a special and spacious place to call home. Potential and possibility awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,086 | $1,058 | $1,365 |
Total Monthly Payment | $1,749 | $1,721 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.