Charming and well-appointed 3 bedroom, 2 bath home with a bonus room, lots of updates, fenced backyard and close to the Polk Parkway! Welcome to 130 Kings Pond Ave in Winter Haven, FL, where modern conveniences meet classic charm. Step inside and be greeted by a spacious great room that flows seamlessly into the open kitchen. With stainless steel appliances, ample cabinet and counter space, a closet pantry, a dining area that is perfect for casual dining, and a laundry closet that is set up for a full size washer and dryer, this kitchen is sure to impress. Unwind at the end of the day in the primary bedroom, featuring new laminate flooring, a ceiling fan and an en-suite bathroom with a tub. Two additional bedrooms offer plenty of space for family or guests, and a second full bathroom ensures everyone has their own privacy. The bonus room could be a 4th bedroom, play room, den, home office or gym, the possibilities are endless. Entertain and enjoy weekends with friends and family in the glass-enclosed and air conditioned Florida room which is the perfect room for parties, playing a game of pool or dining with a crowd, many great memories will be created here for years to come! Outside, the mature landscaping creates a serene backdrop for outdoor entertaining or simply enjoying a quiet moment in nature. The backyard is fenced and offers a storage shed with electricity and a fan. Updates abound in this home, with new interior and exterior paint, a new A/C and new primary bedroom laminate flooring, all completed in 2022. The roof was installed in 2015, making homeowner’s insurance more affordable. Additional features include; a 6'x11' storage room, ceiling fans and window blinds throughout, a vaulted ceiling, 2 linen closets, a charming front porch, a survey on file for buyer's use, and more. With so many upgrades already taken care of, all you need to do is move in and start enjoying the good life. Located within 10 minutes of the Polk Parkway, shopping, schools, dining, and recreation, this home offers the perfect combination of comfort, convenience, and style. Situated between Tampa and Orlando, making commutes a breeze! Don't miss the opportunity to make this your forever home, schedule a showing today and experience everything this lovely property has to offer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,418 | $1,382 | $1,783 |
Total Monthly Payment | $1,680 | $1,644 | $2,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.