160 Academy Street, #3H, Poughkeepsie (Poughkeepsie City), NY, 12601 | $185,000

Experience the epitome of modern, hassle-free living at Executive Towers. This inviting 2-bedroom co-op is bathed in natural light and boasts a spacious, airy layout. Step into the expansive 27 X 13 living room with a dining area, adorned with hardwood flooring beneath the berber carpeting. Take in the breathtaking views from the large west-facing windows and retreat to your private terrace overlooking the mountains and the serene pool below. Notice the elegant Mid-Hudson bridge just through the tree tops and imagine the gorgeous sunset views you will experience. Unit 3H offers a generously sized kitchen with ample cabinet space, a full bath, a primary bedroom with a walk-in closet, and a generously sized second bedroom. Additional closets provide ample storage. Residents enjoy access to top-notch amenities including a full-time doorman, a picturesque pool for leisurely afternoons, a grassy outdoor space for unwinding and enjoying the fresh air, assigned parking, 2 elevators, community room, intercom system, laundry facilities on each floor, and secure, off-street gated parking. Monthly HOA fee covers heat, hot water, pool maintenance, garbage, water, sewer, and grounds upkeep. Conveniently situated, Executive Towers is just minutes away from Hudson River front parks, train station, major roadways, dining establishments, pubs, shops, hospitals, colleges, and the scenic Walkway over the Hudson. Embrace this desirable and carefree lifestyle today! *Furnished photos are virtually staged. Staged photos show you the versatile nature of the space, demonstrating its flexibility and layout possibilities. *

Features

  • Town: Poughkeepsie
  • Heating: Electric, Baseboard
  • Cooling: Wall Unit(s)
  • Amenities: Door Person
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: Executive Towers
  • Year Built: 1975
  • Approx Sq. Feet: 1,050
  • Lot Desc: Near Public Transit
  • View: Mountain(s)
  • Elem. School: Gov George Clinton School
  • Middle School: Poughkeepsie Middle School
  • High School: Poughkeepsie High School
  • School District: Poughkeepsie
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • MLS#: H6296013
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/H6296013/160academystreet_poughkeepsie_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Greenan Properties RE Agency   Phone: 845-447-2525

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

160 Academy Street, #3H, Poughkeepsie (Poughkeepsie City), NY, 12601

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.518%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,010 $984 $1,269
Total Monthly Payment $1,085 $1,059 $1,344

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.