Warm and welcoming best describes this very much loved raised ranch home located in the center of New Fairfield, close to schools, in-town-shopping and only minutes to the NY line. This three bedroom raised ranch features hardwood floors throughout the main level, a remodeled kitchen with quartz counters, subway tile backsplash and stainless steel appliances, dining room that opens to the den/sunroom with skylights and walls of windows and a large, open and airy living room. Three spacious bedrooms (one currently used as an office/sewing room) with an updated full hall bath. The primary bedroom also has a private half bath. The lower level rec room has a brick fireplace with wood pellet insert, bathroom, laundry room and sliders to a second heated sunroom (currently used as a bedroom). Move-in-ready and painted in neutral tones throughout. A wonderful location where people walk their dogs, and you will enjoy the sound of church bells ringing. The exterior boasts a large, spacious, open, private backyard, perfect for outdoor entertaining, with stone patio and perennial gardens. There is a two-car under garage, paved driveway and gardens lined with Belgium block. Many updates including 4 year young septic, ductless a/c, solar panels, well pump, roof 9 years young, curtain drains. . This home is on a desirable road offering an easy commute into NY and MetroNorth trains, you'll love vacation living @ Candlewood Lake, Squantz & Ball Ponds. Welcome Home, NF ~ NY's Best Kept Secret
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | Main |
Bedroom 2 | Walk-In Closet,Hardwood Floor | Main |
Den | Skylight,Cathedral Ceiling,Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Family Room | Fireplace,Pellet Stove,Sliders,Wall/Wall Carpet | Lower |
Full Bath | Double-Sink,Full Bath,Stall Shower,Tile Floor | Main |
Full Bath | Tile Floor | Lower |
Kitchen | Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bath | Tile Floor | Main |
Primary Bedroom | Half Bath,Hardwood Floor | Main |
Sun Room | Sliders,Tile Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,367 |
Total Monthly Payment | $3,361 | $3,291 | $4,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.