Could this be a match for your needs? This building is stated as commercial use, but in a residential zone. For someone looking to have an residence/office, it might be a possible choice. Being in an R-20 zone, as advised from the town, it would not need a variant to turn it into a residence, but of course, permits would have to be pulled to make the necessary modifications. Reality is that, if you would be thinking about living there you would have to become really good friend with the noisy neighbor: "I-95"! For that reason, a drive by the location is a must. The property is in great shape and with some visionary changes (build some closets, install a kitchen of choice, expand a room or put up a new wall) it just might meet your needs. The large loft area would be appropriate as a nice master bedroom. Mechanicals are in good shape to include a newer central air unit. One full bath with a shower stall on the main level and a half bath upstairs. Kitchen area and entrance/ foyer have hardwood floors. The property is also listed as commercial for sale. Currently leased. Interested parties would need to due their own due diligence with town building/zoning office. Only conventional loans allowed, or cash, due to the building current use.
Type | Description | Dimensions | Level |
---|---|---|---|
Kitchen | Pantry,Hardwood Floor | 17X14 | Main |
Loft | Skylight,Half Bath | 21X17 | Upper |
Office | 10X10 | Main | |
Office | 14X10 | Main | |
Office | 9X10 | Main | |
Other | 21X11 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,474 | $1,436 | $1,852 |
Total Monthly Payment | $1,886 | $1,848 | $2,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.