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49 North Jay Road, Troy, VT, 05859 | $239,900
This has been home to the same family since 1981 and now it is time to downsize. Lovingly maintained with 3 bedrooms and a full bath on the 2nd floor and a 4th bedroom and second bath on the 1st floor. (Town says 3 bedrooms) . Nice and bright rooms throughout. Open staircase with landing. Large entry/den. Open kitchen/dining room. Hardwood floors on the 1st floor. Landscaping includes a stone wall as a boundary. Lots of privacy due to open land On the lower side overlooking downtown and undeveloped land in the back. Oversized attached 1 car garage. Owners will need a bit of time to get out due to over 40 years in this home. Road frontage is estimated. No survey. Village water and village sewer cost a total of $190/quarter.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Cape
- Year Built: 1964
- Garage: 1-car Garage
- Heating: Baseboard
- Cooling: None
- Basement: Concrete,Concrete Floor,Crawl Space,Full,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,861
- Acreage: 0.29
- Est. Taxes: $3,205
- Lot Desc: City Lot
- Elem. School: Troy School
- Middle School: Troy School
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 4988656
- Website: https://www.raveis.com
/prop/4988656/49northjayroad_troy_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/11/2024Listing courtesy of Conley Country Real Estate & Insurance Phone: 802-766-2401
Listing Agent: Michael Conley
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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49 North Jay Road, Troy, VT, 05859
$239,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,309 | $1,293 | $1,646 |
| Total Monthly Payment | $1,651 | $1,635 | $1,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484