Affordable, cute and cozy home, with a newer roof and plumbing, in a quiet north Lakeland neighborhood, with a lot of outdoor living space and storage, now available and might be perfect for you. Snuggle up to the wood burning fireplace in the living room on chilly Florida nights after a long day at work. The dining, living and kitchen are open, so if you like to be together, you will love this layout. The bedrooms are in a split plan configuration, with two secondary bedrooms at one end with their own bathroom, and the master suite at the other. The master suite has a walk in closet and a shower only configuration in the bathroom. The second bathroom is also a shower only design. There are a couple of pantry closets next to the kitchen and that leads out to a huge 37 foot Florida room. The Florida room is currently used as storage as the family prepares to move out of state. Imagine relaxing there next to the second wood burning fireplace! There is also a washer and dryer area at the far end of the space, and the seller is leaving the washer and dryer to help you save money. If you like outdoor living, you are going to fall in love the possibilities on the 44 foot covered side porch, and the 20 foot open deck at the rear. I see garden parties in your future! This is a well loved home, and the Seller has put the house available at a very affordable price knowing that the new owners will probably want to make some updates. Please take a look at the virtual tour, and if you like what you see, please request a showing today. *** UPDATES AND MAINTENANCE: New roof 2022. New plumbing 2022. Wood look floors added. NOTES: (1) Shed in rear property does not convey (2) Conventional loans and Cash purchase contract offers accepted *** Don't miss out, request a showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,024 | $1,303 |
Total Monthly Payment | $1,261 | $1,249 | $1,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.