First time on the market, this lovely home has been well maintained and cared for over the years. While updating can be done, this home is move in ready and allows you to add your own touches as you see fit. The size from the outside is quite deceiving given this spacious ranch style home offers 3 bedrooms, a living room with a deck overlooking the Padanaram Reservoir, dining room, galley kitchen and a full bath, all on the main level. Hardwood floors throughout most of the main level and a one car garage are a plus! A huge bonus this home offers is the finished lower level. There are two walkouts in the lower level, a full bathroom with a stand up shower, sliders to the back yard, interior access and plenty of space to spread out. *Driveway is owned by 50 Hillandale. Neighbor has been granted the right to use for access. Maintenance of that portion is shared by both. Documentation with specifics provided upon request. *
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Kitchen | Galley,Tile Floor | Main |
Kitchen | Eating Space,Laundry Hookup | Lower |
Living Room | Bay/Bow Window,Balcony/Deck,Combination Liv/Din Rm,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
Rec/Play Room | Full Bath,Sliders,Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,886 | $2,400 |
Total Monthly Payment | $2,429 | $2,405 | $2,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.