191 Joan Avenue, Richmond, VT, 05477 | $950,000

Stunning executive home with over 5000 sqft. of finished space on 1. 37 acres in a wonderful Richmond neighborhood! This home has been meticulously maintained and offers 4 bedrooms, finished space on 4 levels and tons of rooms with flexible use! The kitchen includes stainless steel appliances with a Wolf gas stove, wall oven, bread warmer, a walk-in pantry, tile backsplash and a center island with counter seating space. Grab a quick bite in the eat-in dining area or enjoy a more formal meal in the adjoining dining room. In the living room, relax by the fireplace with built-in cabinetry on either side or bask in the sunshine with a good book in the sunroom next door. There's also a ½ bath, tiled mudroom, office/den and a screened-in porch on this level. The 2nd level offers 2 bedrooms with en-suite bathrooms and walk-in closets, 2 additional bedrooms and a full bathroom. Continue up to the 3rd level where a large open space offers the opportunity for a playroom, office, craft space and more! The lower level has a rec room that’s perfect for a movie or game night, an exercise room and convenient ¾ bathroom. Notable features include Marvin windows, 1st floor 9' ceilings, radiant heat, a finished, heated garage and lots of storage space! Outside, take in a starry night from your hot tub or dine al fresco on the deck. Great location with space and privacy, just a short drive to schools, Richmond Village, and 10 minutes to I-89! Delayed showings begin 3/23/24

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 2 three-quarter / 1 half
  • Style: Colonial,Contemporary
  • Year Built: 1999
  • Garage: 3-car Garage
  • Heating: Baseboard,Hot Water,Multi Zone,Radiant
  • Cooling: Mini Split
  • Basement: Finished,Full,Stairs - Interior,Storage Space
  • Approx Sq. Feet: 5,154
  • Acreage: 1.37
  • Est. Taxes: $11,871
  • Lot Desc: Country Setting,Landscaped,Mountain View,Subdivision
  • Elem. School: Richmond Elementary School
  • Middle School: Camels Hump Middle USD 17
  • High School: Mt. Mansfield USD #17
  • School District: Richmond School District
  • MLS#: 4988616
  • Website: https://www.raveis.com
    /prop/4988616/191joanavenue_richmond_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/13/2024
Listing courtesy of KW Vermont   Phone: 802-654-8500
Listing Agent: The Malley Group

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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191 Joan Avenue, Richmond, VT, 05477

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 7.000% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.481% 7.103% 6.915%
Monthly Tax Payment $989 $989 $989
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,679 $5,056 $6,725
Total Monthly Payment $5,760 $6,137 $7,806

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.