Stunning 4-bedroom, 4-bathroom home with 100 feet of water frontage on the St. Johns River. One of only 44 homes on the River Ridge peninsula with St. Johns River frontage. Located in a year-round slow zone for boaters, right where the St. Johns meets Lake Beresford. The boat dock AND lift will save on boat storage and give you the ease of leaving from your house for a day on the river or lake. Boat to Blue Springs, Hontoon Island, Lake George, and at the end of the day take the boat over to Shady Oak for dinner. Watch the space launch from your back yard or star gaze on clear nights.
When you arrive at the home you’ll walk through the double front doors into the open foyer, with open dining room and living room to your left, light and bright kitchen to your right, and oversized sliding glass doors straight ahead. Sliding doors open to a 65' screened porch that spans the back of the home and is large enough to serve as year round outdoor relaxation and entertaining space. Back screened porch even has a fireplace and multiple ceiling fans to adapt to any climate. Two bedrooms and bathrooms and a large family room with a second set of double glass doors opening up to the back screen porch are also featured on the first floor. Office and one of the two downstairs bathrooms are conveniently located off the family room. New kitchen countertops and beautiful tile floors throughout the home, great for coming in off the boat. Layout is perfect for entertaining or for quiet nights at home.
Upstairs you’ll find the master suite and an additional bedroom and bathroom. The highlight of the spacious master suite is the PRIVATE, screened BALCONY overlooking the water. What better way to start or end the day than watching the sun rise and set from your balcony and listening to the sound of the water lap against the dock. Master bedroom features a walk-in closet and ensuite bathroom. Master bath has a separate linen closet, beautiful tile shower, and oversized vanity area. No need to haul laundry downstairs as the master bath has laundry shoot directly into the first floor laundry room. Second upstairs bedroom also has a walk-in closet and ensuite bathroom!
Three car garage, 0. 81 acre lot, metal roof, home office, and inside laundry room with washer and dryer, Three fireplaces! One in the living room, one in downstairs bedroom, and one on the 65 foot screened back screened porch facing the river.
Just 7 miles from America’s Favorite Main street, Historic downtown DeLand. Properties on the St. Johns River don’t go for sale very often so make your appointment today! Room Feature: Linen Closet In Bath (Primary Bedroom).
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,999 | $799,999 | $799,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 6.915% |
Monthly Tax Payment | $1,010 | $1,010 | $1,010 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,390 | $5,255 | $7,079 |
Total Monthly Payment | $6,492 | $6,357 | $8,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.