45 Pine Swamp Road, Cumberland, RI, 02864 | $995,000

Plenty of space to roam both inside and out of this fantastic North Cumberland modern farmhouse. Perfectly positioned on almost 2 acres, you will enjoy the beautiful grounds from your wrap around farmer's porch or from one of two decks, sunroom or more importantly poolside this summer. The large eat-in kitchen with walk-in pantry, peninsula and breakfast nook are open to the den with one of 3 gas fireplaces in the home. The first floor also includes a mudroom, separate laundry room, full bath, living room with French doors perfect as a home office option, as well as an entertainment size dining room. As for entertaining, the enormous 27x24 vaulted family room will be perfect for hosting all of your gatherings. The second floor offers cathedral master bedroom with balcony, fireplace, walk-in closet and luxurious bath along with the additional bedrooms and full bath with double vanity. Looking for even more space to spread out? The finished walk-out lower level is the place to be with a kitchenette, full bath, exercise room and office space options, along with a fireplaced rec room. BONUS, they are all accessible to the sunroom and pool area. Now, for all the hobbyists out there, the detached large two-story barn has endless possibilities and a true highlight of this property. All will be envious just about the storage capabilities alone. This one-owner, quality custom built home is an absolute pleasure to show, schedule your viewing today.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 4 full
  • Style: Colonial
  • Year Built: 2005
  • Garage: 2-car Attached,Garage,Garage Door Opener
  • Heating: Hydro Air,Oil
  • Cooling: Central Air
  • Basement: Exterior Entry,Full,Interior Entry,Partially Finished
  • Approx Sq. Feet: 4,761
  • Acreage: 1.84
  • Est. Taxes: $9,774
  • Lot Desc: Sprinkler System,Wooded
  • Appliances: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater
  • MLS#: 1354010
  • Website: https://www.raveis.com
    /prop/1354010/45pineswamproad_cumberland_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Re/max Real Estate Center   Phone: 508-699-1600

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888.699.8876

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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45 Pine Swamp Road, Cumberland, RI, 02864

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 7.014% 6.790%
Monthly Tax Payment $815 $815 $815
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,837 $5,229 $6,989
Total Monthly Payment $5,743 $6,135 $7,895

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.