Step into this beautiful 4/3 home in the desirable Southern Ridge at Cherry Lakes Estates neighborhood. You will be awed by the grand entrance Foyer with solid wood columns and new porcelain tile throughout the entire home. Separate Formal Dining Room and Formal Living Room. The Kitchen features an angled breakfast bar, center island, appliances, and a breakfast nook spacious enough for a 4-seat table. This home has a Split floor plan with Cathedral ceiling in the family room and huge master suite on one side and 3 bedrooms and two full baths on the other side of home. Master suite features double vanity sinks with enclosed master shower, garden tub and his and hers walk in closets. Enjoy the over-sized Family Room with a triple glass sliding door that flows into the large covered screened in paver lanai. Enjoy the amazing backyard featuring a new brick paver deck and brick paver fire pit. Stay healthy on the walking trail that wraps around the entire master community. Home is pre-wired for 10 security cameras. Exterior of home is solid concrete with re-enforced re-bar. New Appliances installed 2020, New porcelain tile throughout the home installed in 2021, New Fence installed 2022, and New AC installed 2024! This home is within minutes of supermarkets, shopping, restaurants, gas stations, schools and your local CVS Pharmacy. **Buyer and buyer agent are responsible for verifying all square footage, room dimensions, leasing terms, HOA Fees, and school information. **SEE REALOTR REMARKS reguarding taxes.
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Our Executive Mortgage Banker:
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$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,446 | $3,155 |
Total Monthly Payment | $3,153 | $3,089 | $3,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.