***Multiple offers received. Please submit offers with highest price and best terms no later than 5 PM Tuesday 3/26. *** Welcome to your dream home in beautiful Clermont, just steps from Lake Winona! This spacious property offers almost 5000 square feet of luxurious living space, including a true in-law apartment and finished basement. A NEW ROOF with solar energy panels has just been installed! Nestled on a large, 1/2-acre corner lot, this home boasts charm and character at every turn, making it a unique, one-of-a-kind estate. Around the corner from the front entrance on 10th Street, a long driveway leads to the detached 2-car garage and a parking pad for guests and additional vehicles. Step into the main home and be greeted by a gorgeous country kitchen with solid wood soft-close cabinets, ample counter space, high-end appliances, and a massive island with breakfast bar. This open-concept living area, which could incorporate a family room or dining room as it’s currently used, features a wood burning fireplace and attractive wood laminate flooring. Custom wall moldings and a beautiful, coffered ceiling add to the elegance. At the front of the home is the formal living room with gleaming, original oak floors and another fireplace. The three bedrooms in the primary home are generously sized and all have plantation shutters and original built-in closets. An expansive bonus room upstairs offers room for everyone’s hobbies and activities, and with French doors leading to a balcony, it’s perfect for unwinding after a long day. Need additional space for entertaining or for your home office? The daylight basement with fireplace and its own air conditioning system would be ideal, and could also be a theater, home gym, playroom, or art studio. But the perks don't end there. The separate in-law apartment features a fully equipped kitchen, a spacious bedroom with substantial closet space, and a living room with beautiful hardwood flooring. With its own entrance and independent laundry area, this apartment offers privacy and convenience for extended family, an opulent guest quarters, or may also be an income-producing rental unit. Additional amenities include a whole-home solar system that will be completely paid off at closing, an irrigation well, fire pit, new fans and lighting fixtures, exterior storage rooms, and plenty of space to park a boat or RV. Located in the heart of Old Clermont, this home is within walking distance of three lakes, Downtown Clermont, the chain-of-lakes’ public boat ramp, and the South Lake Trailhead, offering endless recreational opportunities. Plus, with no HOA fees, you have the freedom to make this home truly your own. Don't miss out on this incredible opportunity to own a piece of Clermont's charm and history. Schedule your showing today and make this house your forever home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,494 |
Total Monthly Payment | $4,065 | $4,018 | $5,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.