23 Patricia Drive, Commack, NY, 11725 | $629,000
Look no further, we've found the perfect place for you! Welcome to 23 Patricia Drive! This charming ranch-style home boasts three bedrooms, and one and a half baths, and sits on a generous . 21-acre property with an ample driveway. With plenty of natural light and air coming through the vast windows and plenty of space to satisfy all of your lifestyle needs, this residence offers both comfort and convenience. Step into the updated eat-in kitchen, where preparing meals is a joy. With ample white cabinetry, a breakfast nook, and a convenient coffee bar, this kitchen overlooks the expansive, flat yard, perfect for summer entertaining. The seamless flow between the living room, dining room, and kitchen makes entertaining a breeze. Gleaming hardwood floors throughout, along with updated baths and kitchen, reflect pride of ownership. A full basement provides additional living space, while updated windows, siding, central air, and burner ensure modern comfort. Enjoy the convenience of a half bath in the primary bedroom, as well as full attic storage and a fenced-in spacious yard flooded with natural sunlight. Nestled in the sought-after Commack school district, this home is conveniently located near Guinta a variety of restaurants and cafes. This home offers both tranquility and accessibility. Don't miss your chance to own this gem in Commack - schedule your viewing today!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1957
- Garage: 1-car Private, Attached, 1 Car Attached
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Full
- Acreage: 0.21
- Est. Taxes: $13,349
- Middle School: Commack Middle School
- High School: Commack High School
- School District: Commack
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3535143
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/3535143/23patriciadrive_commack_ny?source=qrflyer
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888.699.8876
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Patricia Drive, Commack, NY, 11725
$629,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $1,112 | $1,112 | $1,112 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,433 | $3,344 | $4,244 |
| Total Monthly Payment | $4,637 | $4,548 | $5,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535