Discover the potential of this Cape style residence nestled in the desirable town of Hamilton. Originally a 3-bedroom layout, two bedrooms have been merged, resulting in a spacious 2-bedroom, 1-bath dwelling with the possibility of reinstating the third bedroom. Adorned with vinyl siding and boasting hardwood flooring on the main level, this home offers a cozy dining room, full basement, and a delightful 3-season porch. Parking for 3+ cars. While this home awaits modern updates, the opportunity for transformation is promising. Near Pleasant Pond and the town center and commuter train, you can indulge in boutique shops, local eateries, and benefit from access to a highly esteemed school system. Hamilton's prime location ensures easy commuting to Boston and grants access to the North Shore's pristine beaches, blending the tranquility of small-town living with urban escapades. A new septic design and estimated cost are being done but installation is the buyer's responsibility.
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Stone/Ceramic Tile | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $690 | $690 | $690 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $3,220 | $3,157 | $3,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.